Frequently Asked Questions

Managing your business cash flow

  • We understand the monthly stress of how to manage payroll for small business cycles. While we aren't a traditional "payday lender," we provide alternative funding solutions and hands-on support for service businesses that are currently "unbankable". We help you bridge the gap between immediate cash flow gaps and long-term stability.

  • It’s a common hurdle: you’ve done the work, but the invoice hasn't been paid. We help owners move away from expensive "fixes" like high-cost factoring financing and instead build a bankable financial foundation. Our goal is to help you secure more sustainable options, such as a flexible business line of credit, so you can stop chasing invoices and focus on growth.

  • Becoming bankable means your business has the financial systems and debt service ratios that traditional lenders love to see. We offer a FREE financial readiness diagnostic to show you exactly how a lender would underwrite your company. From there, we work with you to strengthen your books and stabilize operations.

Exit strategies & succession planning

  • Yes. Unlike traditional private equity firms that often want a total exit, we offer customized business transition planning. This is a great option for owners who want to sell a portion of the business, keep equity and continue to lead their team.

  • We are builders, not flippers. While private equity often looks for a "buy and flip" exit in 3–5 years, MacTaylor Holdings uses permanent capital. This means we have no intention to sell; we are dedicated to the long-term health of your company and the protection of your employee legacy.

  • Planning your exit strategy should be confidential and stress-free. Whether you are an electrical contractor, own an HVAC company, or run a landscaping business, we help you create a comprehensive succession plan that honors your history while securing your financial future.

Partnership & eligibility

  • We specialize in locally owned service businesses — the "unbanked business class" that traditional investors often overlook. This includes:

    • Specialty trades: plumbing, roofing, septic and electrical

    • Infrastructure: paving, excavation and Utility locating

    • Facility services: commercial cleaning, fire safety and HVAC

    • Industrial support: Fleet maintenance and machine repair

    See our full list of businesses we partner with here

  • We primarily partner with rural or local service businesses generating between $1 million – $4 million in annual revenue. If you fall within this range and are looking for business cash flow solutions or transition help, we’d love to talk.

  • Planning your exit strategy should be confidential and stress-free. Whether you are an electrical contractor, own an HVAC company, or run a landscaping business, we help you create a comprehensive succession plan that honors your history while securing your financial future.

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